Kariya Apps Privacy Policy — how we keep your information safe

1 Introduction & Commitment

Kariya Apps takes your privacy seriously. We believe transparency is the foundation of a trusted relationship. That is why we are upfront about what information we collect, why we collect it, and how we protect it.

This Privacy Policy is written in plain language so any user can easily understand it. We believe in speaking plainly rather than hiding behind legal complexity. Your information is completely safe with Kariya Apps — that is our commitment.

2 Information we collect

Kariya Apps collects user information in several ways. Details are outlined below:

Personally Identifiable Information:

• Full name, date of birth, gender
• Email address and mobile number
• Residential address
• National ID or passport number (for KYC verification)

Financial information:

• Mobile banking account number
• Bank account details (for withdrawals)
• Transaction History

Automatically Collected Information:

• IP address and device type
• Browser information and operating system
• App usage time and navigation patterns
• Cookies and tracking data

3 Use of Information

Kariya Apps uses your information only for the specific purposes listed below — nothing more:

• Creating, managing, and securing your account
• Processing payments and completing withdrawals
• KYC verification and fraud prevention
• Providing Customer Service & Support
• Fulfilling legal and regulatory obligations
• Sending personalized offers and promotions with your consent
• Platform Improvements & Bug Fixes
• Responsible Gaming Monitoring

4 Data Sharing & Disclosure

Kariya Apps does not share your information with anyone, except in the following circumstances:

• Payment Processors: Only the minimum information necessary to complete a transaction is shared
• Licensing Authority: For regular audits and compliance reporting
• Law enforcement agencies: Where a valid legal order or court directive exists
• Fraud Prevention Services: Limited information for verifying suspicious activity

Outside the circumstances listed above, your information is never sold, rented, or exchanged under any condition.

5 Data Retention & Security Practices

Kariya Apps uses world-class technology to keep your information secure:

• Data stored on servers with 256-bit AES encryption
• Hosted in ISO 27001-certified data centers
• Regular security audits and penetration testing
• Two-factor authentication for account access
• Role-based access permissions for staff
• Users will be notified within 72 hours in the event of a data breach

6 Cookies and tracking technologies

Kariya Apps uses cookies and similar tracking technologies on its website and app to enhance your experience.

• Essential cookies: Required to maintain login session and security
• Performance Cookies: Helps with website load times and bug detection
• Preference Cookies: Remembers language and theme preferences
• Analytics Cookies: Collects anonymous usage statistics (with consent)

You can manage or disable cookies through your browser settings. Please note that disabling essential cookies may cause some features to stop working.

7 Your rights

As a Kariya Apps user, you have the following rights over your own information:

To exercise any of these rights, contact our support team. We typically respond within 30 business days.

8 Protection of Minors' Data

Kariya Apps strictly enforces an 18+ policy. We do not knowingly collect or store information from anyone under the age of 18.

• Age verification is carried out at the time of registration
• Any information belonging to a minor found in our system will be deleted immediately.
• If parents believe their child's information has been collected, please notify our support team.

9 International data transfers

Kariya Apps uses internationally standard cloud infrastructure, which means some data may be stored on servers located in different countries.

• Equivalent data protection laws apply in all countries to which data is transferred
• Encryption and secure channels are used for all international data transfers
• Data Processing Agreements (DPA) with third parties are mandatory

10 Changes to the Privacy Policy

Kariya Apps may update this Privacy Policy from time to time.

• You will be notified of significant changes via email or in-app notification.
• The date of each amendment will be noted at the top of the page
• Continued use of the platform after any changes will be considered acceptance of the updated policy
• You may request account closure if you do not agree to the updated policy

11 Privacy Contact

If you have any questions about our Privacy Policy or wish to exercise your rights, please contact us:

• Email: [email protected]
• Live Chat: 24/7 Instant Support Available
• Requests to access or delete data are typically processed within 30 days
• If your complaint is not resolved, you may escalate it to the relevant data protection authority.